Methodology

How RenoVision Scores Markets

A transparent account of the data sources, scoring weights, and statistical methods behind every RenoScore™ — modeled on how FICO and Moody's publish methodology briefs.

1,115Markets scored
NC & SCCoverage
Jun 2026Current dataset
QuarterlyRescore cadence

Scoring Formula

RenoScore™ is a 100-point composite index. Each market is scored across 7 dimensions; raw metric values are transformed into percentile ranks against the full NC + SC distribution, then mapped to points within each dimension's weight cap.

RenoScore = Economic Strength (20 pts) + Appreciation (20 pts) + Rental Demand (15 pts) + Cash Flow (15 pts) + Growth Trajectory (10 pts) + Safety & Quality (10 pts) + Risk Profile (10 pts) ───────────────────────────────────── 100 pts total
Economic Strength20 pts
Employment base, income level, and labor market health — the foundation of sustainable property demand.
Median Household Income (Census ACS 5yr)
Unemployment Rate (BLS LAUS)
Population size (Census ACS 5yr)
Appreciation20 pts
Historical and recent home value growth trajectory, using Zillow's repeat-sale index at the zip level.
Median Home Value (Zillow ZHVI 2026)
Year-over-year appreciation % (Zillow ZHVI)
Rental Demand15 pts
Renter pool depth and market velocity — how quickly homes sell signals underlying demand.
Renter-occupied housing % (Census ACS 5yr)
Days on Market (Zillow DOM data)
Cash Flow15 pts
Current income potential relative to purchase price — the core of buy-and-hold return math.
Gross Yield — computed: (annual rent ÷ home value)
Cap Rate estimate (RenoVision model)
Median Rent (Zillow ZORI 2026)
Growth Trajectory10 pts
Population trend and forward-looking demand indicators that suggest where a market is heading.
Population growth (Census ACS 5yr)
Permit activity (proxy from population delta)
Safety & Quality10 pts
Crime environment relative to NC/SC peers — directly affects insurance costs, tenant quality, and resale.
Violent crime rate per 1,000 residents (NC/SC DPS)
Property crime rate per 1,000 residents (NC/SC DPS)
Risk Profile10 pts
Market liquidity and demographic stability — indicators of downside risk if conditions shift.
Days on Market (liquidity proxy)
Median age of population (Census ACS 5yr)
Renter-occupied % (vacancy/turnover proxy)

Data Sources

Every metric is sourced from a named, public or licensed dataset with a documented vintage date. We do not use proprietary black-box estimates.

SourceData UsedVintageCoverage
Zillow ZHVI Median home value, YoY appreciation 2026 ZIP level, NC + SC
Zillow ZORI Median asking rent per month 2026 ZIP level, NC + SC
Zillow DOM Median days on market 2026 ZIP level, NC + SC
Census ACS 5yr Median HH income, population, renter %, median age 2019–2023 ZIP ZCTA, NC + SC
BLS LAUS Unemployment rate 2024 County level, NC + SC
NC DPS / NCSBI Violent crime, property crime per 1K residents 2023 County level, NC
SC SLED Violent crime, property crime per 1K residents 2023 County level, SC
RenoVision Model Cap rate estimate (gross yield − vacancy − opex) Computed ZIP level, NC + SC

Percentile Ranks

Raw scores are also expressed as percentile ranks — computed by comparing each market's score against the full distribution of all 1,100+ scored NC and SC markets.

56.7
A score of 56.7 in a market like Wake County ZIP 27517 means this market's composite score falls in the top 16% of all 1,100+ NC + SC markets. Percentile ranks are recalculated each scoring cycle as the full distribution shifts.

Three ranks are shown per market: overall (all 1,100+ markets), state-level (NC or SC only), and county-level. This lets investors compare a market to both its local peers and the full two-state universe.

Buyer-Type Investment Modes

In addition to the balanced RenoScore™, each market is scored three more times using buyer-type weight profiles tuned for specific strategies. These scores appear in the zip panel in the live demo.

ModeStrategyUpweighted dimensionsDownweighted dimensions
Flip Buy · renovate · sell within 6–18 months Appreciation (30 pts), Growth Trajectory (15 pts) Cash Flow (5 pts), Rental Demand (5 pts)
Rental / Hold Buy · rent · hold for long-term yield Cash Flow (25 pts), Rental Demand (25 pts) Appreciation (10 pts), Growth Trajectory (5 pts)
BRRRR Buy · rehab · rent · refinance · repeat Appreciation (20 pts), Cash Flow (20 pts), Rental Demand (20 pts) Growth Trajectory (5 pts)

Each buyer-type score uses the same 0–100 scale and A–F grade bands as the balanced RenoScore™. The "★ Best Fit" badge in the demo marks the mode with the highest score for that market.

Grade Bands

GradeScore RangeInterpretation
A80–100Top-tier market — strong across most dimensions
B65–79.9Above-average — solid fundamentals with some trade-offs
C50–64.9Average — acceptable for cash flow, limited appreciation
D35–49.9Below average — elevated risk, specific use cases only
F0–34.9High-risk — significant fundamental weakness

Known Limitations

Update Schedule

Rescore cadence
Quarterly
Current dataset
June 2026
Zillow data
Updated monthly
Census data
ACS 5yr release
Crime data
Annual (DPS release)
Markets covered
1,115 NC + SC ZIPs

Questions or Corrections

If you spot a data error or have a methodology question, email wma315@gmail.com. We take data accuracy seriously and will investigate and correct verified errors within 10 business days.